August 26, 2019
AgencyDoes a Wreck Trigger an SR-22 Penalty?
Let’s say you have a car wreck. You might damage your own car, along with someone else’s property or vehicle. Then, you might hurt yourself, or worse still, cause injury to someone else. Regardless of who gets hurt, or how many vehicles are involved, the cost of recovery could get very costly. Also, if the […]
September 17, 2019
AgencyWhat Is Rate Protection?
When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer […]
October 23, 2019
AgencyDifferences Between Personal and Commercial Car Insurance
Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won’t cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. Personal Auto Insurance Personal car insurance […]
November 8, 2019
AgencyCan I Transfer My Current Insurance Policy To A New Car?
So, you finally got that new car you’ve had your eye on. Now, the only problem is getting covered. Do you have to sign up for a whole new policy? Can you transfer your old policy over to your new car? Will your rates go up? Here’s what you need to know: Your current policy […]
December 7, 2019
AgencyHow Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. Do I Still Need […]
January 9, 2020
AgencyWhen Will Auto Insurance Pay For A Rental Car?
Let’s say you’ve just been in an accident and are waiting on repairs. In the meantime, you still have to get to your job. Borrowing a friend’s car isn’t going to work. And rideshares can get expensive. Will your car insurance pay for you to rent a car while your wheels are in the shop? Here’s what […]
February 25, 2020
AgencyDoes Insurance Cover You If You Borrow Someone’s Car?
If you need to borrow a car while yours is in the shop — or because you need to haul something that won’t fit in your own car — you need to make sure you have auto insurance. So long as both drivers have car insurance, you’ll likely be fine. But which policy covers what can be […]
February 28, 2020
AgencyHow to Save Money on Commercial Auto Insurance
Any business that owns vehicles needs commercial auto insurance, but it can be expensive. Commercial auto insurance costs an average of anywhere between $750 to $1,200 a year per vehicle. The type of vehicle matters when calculating cost. The average cost of insuring a semi-truck, for example, is $1,575 a year. To know how to […]
March 17, 2020
AgencyWhat Does an SR-22 Cover?
An SR-22 is a court-mandated certificate that proves a driver carries car insurance. Despite the fact that it’s often called SR-22 insurance, an SR-22 isn’t insurance itself. It’s instead a form showing that you carry the amount of coverage required by the court that issues it. A court may issue an SR-22 requirement for any […]
April 29, 2020
Agency3 Benefits of Comprehensive Auto Insurance ?
Comprehensive auto insurance essentially tacks on a few additional benefits to the policyholder that they won’t get with either collision or liability-only insurance. It’s worth it to understand the terms of this policy so that you have a clear idea of what you’re missing out on if you choose to forego it. We’ll look at […]