enero 16, 2018
AgencyDoes Getting a Parking Ticket Raise Insurance Rates?
You parked in the wrong location. You have a ticket to show for it. Will this raise your auto insurance costs? In most cases, tickets like this do not put your license at risk. They often do not impact your auto insurance rates either. There are a few things to keep in mind, though. Before […]
marzo 1, 2018
AgencyDoes Your State Have Distracted Driving Laws?
Distracted driving occurs when a person is focusing on tasks other than driving while behind the wheel. This is a very dangerous situation. Distracted driving is a leading cause of accidents in many areas. That is why states are putting laws into place banning the activity. They hope to encourage people to focus on the […]
abril 24, 2018
Agency3 Signs of Distracted Driving
A key reason for rising auto insurance claims has to do with distracted driving. By definition, this is any driver who is not paying attention to the road. Many people assume this relates to cell phones. That is one component of it. However, many other distractions can occur. As a driver, it is up to […]
julio 9, 2018
AgencyWhy Some State Laws Restrict How Many People Teens Can Drive
Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. They can influence […]
septiembre 24, 2018
AgencyCan a Car Insurer Cancel Your Policy at Any Time?
Perhaps you are in an accident. The damage is significant. And, the resulting auto insurance claim is costly. Could your insurer drop your coverage as a result? This depends on many factors. Most of the time, insurance companies will not do this. However, the details are in your contract. It includes specific times when your […]
diciembre 19, 2018
AgencyAuto Insurance Coverage for Live-in Parents
It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? […]
marzo 25, 2019
AgencyWhy You Should Pay Your Full Policy Amount at Once
You have several options when it comes to buying auto insurance. Sometimes, it is better to pay the full balance you owe to the insurer at one time. You do not always have to do this. However, there are some advantages to doing so. When you buy car insurance, work with your agent to get […]
mayo 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]
junio 21, 2019
AgencyWill Auto Insurance Pay for Damage to a Bike You Hit
Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some […]
septiembre 17, 2019
AgencyWhat Is Rate Protection?
When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer […]