{"id":6173,"date":"2020-01-09T01:54:35","date_gmt":"2020-01-09T07:54:35","guid":{"rendered":"http:\/\/calles-insurance.three.zysites.com\/blog\/when-will-auto-insurance-pay-for-a-rental-car\/"},"modified":"2025-08-19T15:02:12","modified_gmt":"2025-08-19T20:02:12","slug":"when-will-auto-insurance-pay-for-a-rental-car","status":"publish","type":"post","link":"https:\/\/www.callesinsurance.com\/es\/blog\/when-will-auto-insurance-pay-for-a-rental-car\/","title":{"rendered":"When Will Auto Insurance Pay For A Rental Car?"},"content":{"rendered":"<p>Let\u2019s say you&#8217;ve just been in an accident and are waiting on repairs. In the meantime, you still have to get to your job. Borrowing a friend&#8217;s car isn&#8217;t going to work. And rideshares can get expensive.<\/p>\n<p>Will your\u00a0<a href=\"\/automobile\/\">car insurance<\/a>\u00a0pay for you to rent a car while your wheels are in the shop? Here&#8217;s what you need to know:<\/p>\n<h2>You Need Rental Reimbursement<\/h2>\n<p>In order to have your car rental paid for by your\u00a0auto insurance, you will need a policy that includes rental reimbursement. This is a simple provision that will pay for the costs involved in renting a car while your car is out for repair.<\/p>\n<p>Many drivers skip this coverage because they&#8217;re looking for the lowest premiums \u2014 or simply because they don&#8217;t know it&#8217;s an option. But most\u00a0auto insurance\u00a0providers do offer this provision. The minimum required insurance is focused on liability. That is, if you are found to be at fault, your insurer will be able to pay for the damages.<\/p>\n<h2>Why Rental Reimbursement Is Important<\/h2>\n<p>We all want our insurance claim to be simple and easy and repairs to be fast, but it doesn&#8217;t always work out that way. \u00abDoesn&#8217;t always work out that way\u00bb is why we have insurance. Here are some points to consider:<\/p>\n<ul>\n<li>The average repair time for a car in the shop tends to be around two weeks. But repairs can take much longer than that.<\/li>\n<li>Insurance claims can take time to sort out. This means that you might not even be able to begin the repairs until several days have passed.<\/li>\n<li>Without rental reimbursement, your\u00a0car insurance\u00a0provider will not pay for your rental car.<\/li>\n<\/ul>\n<p>Insurance is all about \u00abjust in case.\u00bb It&#8217;s not just covering your personal property. It\u2019s also giving you a backup plan should something happen. It may seem like skipping such additional protection options as rental reimbursement is a great way to save money in the short term. But should you ever have to <a href=\"\/claims.aspx\">file a claim<\/a>, it&#8217;s good to know that you are covered beyond the legally-mandated minimum.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s say you&#8217;ve just been in an accident and are waiting on repairs. In the meantime, you still have to get to your job. Borrowing a friend&#8217;s car isn&#8217;t going to work. And rideshares can get expensive. Will your\u00a0car insurance\u00a0pay for you to rent a car while your wheels are in the shop? Here&#8217;s what [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[60,89,55,90,64],"class_list":["post-6173","post","type-post","status-publish","format-standard","hentry","category-blog","tag-car-insurance","tag-claims","tag-insurance","tag-rental-cars","tag-santa-ana"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=6173"}],"version-history":[{"count":0,"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6173\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=6173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=6173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.callesinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=6173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}