January 16, 2018
AgencyDoes Getting a Parking Ticket Raise Insurance Rates?
You parked in the wrong location. You have a ticket to show for it. Will this raise your auto insurance costs? In most cases, tickets like this do not put your license at risk. They often do not impact your auto insurance rates either. There are a few things to keep in mind, though. Before […]
March 1, 2018
AgencyDoes Your State Have Distracted Driving Laws?
Distracted driving occurs when a person is focusing on tasks other than driving while behind the wheel. This is a very dangerous situation. Distracted driving is a leading cause of accidents in many areas. That is why states are putting laws into place banning the activity. They hope to encourage people to focus on the […]
April 24, 2018
Agency3 Signs of Distracted Driving
A key reason for rising auto insurance claims has to do with distracted driving. By definition, this is any driver who is not paying attention to the road. Many people assume this relates to cell phones. That is one component of it. However, many other distractions can occur. As a driver, it is up to […]
May 30, 2018
AgencyWill Home Insurance Help Cover A Cracked Driveway?
A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to […]
July 9, 2018
AgencyWhy Some State Laws Restrict How Many People Teens Can Drive
Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. They can influence […]
October 25, 2018
AgencyDoes Auto Insurance Cover Falling Objects?
Think back to the movies for a moment. You may remember a scene when a piano falls out of someone’s apartment several floors up onto a car. This is a rare but good example of a falling object. And, depending on the type of auto insurance you have, your policy may cover the damage you […]
November 27, 2018
AgencyWhat Happens when SR-22s End?
If you’ve had an SR-22 penalty, it will likely end after a period of time. Still, the penalty will remain a reminder of something that comes along with severe driving violations. What do you have to do to put it behind you? You don’t have to let an SR-22 burden you forever. Most penalties are […]
December 19, 2018
AgencyAuto Insurance Coverage for Live-in Parents
It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? […]
January 14, 2019
AgencyWho to Call First When Filing Claims? Insurer or Technician?
A broken water heater, a roof that has significant damage, or a window with a shattered pane can all be very important repairs requiring immediate help. Many times, home insurance can cover some of these losses. Though the details are important, you should include your home insurance agent in your decisions before you handle any […]
May 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]