How to Improve Your Driving Record and Qualify for Standard Insurance 

A clean driving record may lead to better insurance rates and more coverage options. For many California drivers, past tickets or accidents can result in higher premiums or fewer choices. Calle's Insurance understands how important it is to move from high-risk to standard auto insurance, and we can help you work toward that goal.

Why Your Driving Record Matters

Insurers use driving history to assess risk. Recent violations, accidents or DUIs may place a driver in a high-risk category, leading to higher premiums and fewer policy options. Improving a driving record may help a driver qualify for standard auto insurance, which can offer lower rates and broader coverage.

Steps to Improve Your Driving Record

Here are some steps that can help you clean up your driving history:

Practice Safe Driving Habits

• Always obey speed limits and traffic laws.
• Avoid distractions like texting or eating while driving.
• Never drive under the influence of alcohol or drugs.

Address Outstanding Issues

• Pay any unpaid tickets promptly.
• Attend court dates and resolve any legal matters related to driving.

Take a Defensive Driving Course

• Completing a state-approved course can sometimes remove points from your record and demonstrate your commitment to safe driving.

Monitor Your Record

• Request a copy of your driving record from the DMV to check for errors or outdated information.
• Dispute any inaccuracies you find.

Be Patient and Consistent

• Most violations will drop off your record after a certain period, usually three years for minor offenses.
• Continue practicing safe driving to avoid new incidents.

Get a Free Quote

Contact Calle's Insurance today for more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.