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Home > Blog > Calle's Insurance Blog: auto insurance
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Calle's Insurance Blog: auto insurance

View the latest blog posts from Calle's Insurance.

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Wednesday, August 12, 2020

Can Weather Events In My Area Raise My Car Insurance Rates?

Car insurance rates often rise based on risk levels the insurer sees in your local areas. Sometimes, even risk factors you cannot control might influence your rates. The weather in your area might be one of these factors. Let’s take a closer look at why weather can impact your premiums. READ MORE >>

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Tuesday, March 17, 2020

What Does an SR-22 Cover?

An SR-22 is a court-mandated certificate that proves a driver carries car insurance. Despite the fact that it’s often called SR-22 insurance, an SR-22 isn’t insurance itself. It’s instead a form showing that you carry the amount of coverage required by the court that issues it.  READ MORE >>

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Thursday, February 27, 2020

How to Save Money on Commercial Auto Insurance

Any business that owns vehicles needs commercial auto insurance, but it can be expensive. Commercial auto insurance costs an average of anywhere between $750 to $1,200 a year per vehicle. The type of vehicle matters when calculating cost. The average cost of insuring a semi-truck, for example, is $1,575 a year. READ MORE >>

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Monday, February 24, 2020

Does Insurance Cover You If You Borrow Someone's Car?

If you need to borrow a car while yours is in the shop — or because you need to haul something that won't fit in your own car — you need to make sure you have auto insurance. So long as both drivers have car insurance, you'll likely be fine. But which policy covers what can be a little tricky to figure out. READ MORE >>

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Friday, December 6, 2019

How Long Do You Need an SR-22 after a DUI?

DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. READ MORE >>

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Thursday, November 7, 2019

Can I Transfer My Current Insurance Policy To A New Car?

So, you finally got that new car you've had your eye on. Now, the only problem is getting covered. Do you have to sign up for a whole new policy? Can you transfer your old policy over to your new car? Will your rates go up? Here's what you need to know: Your current policy will cover your new car as soon as you drive it off the lot. READ MORE >>

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Wednesday, October 23, 2019

Differences Between Personal and Commercial Car Insurance

Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won't cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. READ MORE >>

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Tuesday, September 17, 2019

What Is Rate Protection?

When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer rate protection. READ MORE >>

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Friday, June 21, 2019

Will Auto Insurance Pay for Damage to a Bike You Hit

Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some limitations. READ MORE >>

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Wednesday, May 29, 2019

Don't Lapse: Keep Car Insurance Active During SR-22 Periods

If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry insurance. READ MORE >>

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