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Calle's Insurance Blog: auto insurance

View the latest blog posts from Calle's Insurance.

So, you finally got that new car you've had your eye on. Now, the only problem is getting covered. Do you have to sign up for a whole new policy? Can you transfer your old policy over to your new car? Will your rates go up? Here's what you need to know: Your current policy will cover your new car as soon as you drive it off the lot. READ MORE >>

Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won't cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. READ MORE >>

When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer rate protection. READ MORE >>

Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some limitations. READ MORE >>

If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry insurance. READ MORE >>

You have several options when it comes to buying auto insurance. Sometimes, it is better to pay the full balance you owe to the insurer at one time. You do not always have to do this. However, there are some advantages to doing so. When you buy car insurance, work with your agent to get the price just right. READ MORE >>

Getting an SR-22 penalty is not something most drivers want to experience. At a minimum, it will lead to challenges and changes to your car insurance coverage. In the worst situations, it can even lead to policy cancellations. Why does this occur? For the duration of your SR-22 penalty, you must maintain car insurance. READ MORE >>

It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? READ MORE >>

Think back to the movies for a moment. You may remember a scene when a piano falls out of someone's apartment several floors up onto a car. This is a rare but good example of a falling object. And, depending on the type of auto insurance you have, your policy may cover the damage you suffer. READ MORE >>

Perhaps you are in an accident. The damage is significant. And, the resulting auto insurance claim is costly. Could your insurer drop your coverage as a result? This depends on many factors. Most of the time, insurance companies will not do this. However, the details are in your contract. READ MORE >>

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