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Calle's Insurance Blog: california

View the latest blog posts from Calle's Insurance.

Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won't cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. READ MORE >>

When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer rate protection. READ MORE >>

Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some limitations. READ MORE >>

If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry insurance. READ MORE >>

A broken water heater, a roof that has significant damage, or a window with a shattered pane can all be very important repairs requiring immediate help. Many times, home insurance can cover some of these losses. Though the details are important, you should include your home insurance agent in your decisions before you handle any repair. READ MORE >>

It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? READ MORE >>

If you’ve had an SR-22 penalty, it will likely end after a period of time. Still, the penalty will remain a reminder of something that comes along with severe driving violations. What do you have to do to put it behind you? You don’t have to let an SR-22 burden you forever. READ MORE >>

Think back to the movies for a moment. You may remember a scene when a piano falls out of someone's apartment several floors up onto a car. This is a rare but good example of a falling object. And, depending on the type of auto insurance you have, your policy may cover the damage you suffer. READ MORE >>

Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. READ MORE >>

A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>

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