What Happens After an Accident with an Uninsured Driver 

Being involved in a car accident is stressful enough, but discovering the other driver doesn’t have insurance can make the situation even more complicated. In California, where not every driver carries the required auto insurance, it’s essential to understand how uninsured motorist coverage works and what steps you should take if you’re ever in this situation. At Calle's Insurance, we’re here to help California drivers protect themselves from the unexpected.

Understanding Uninsured Motorist Coverage

Uninsured motorist (UM) coverage is designed to help cover your expenses if you’re hit by a driver who doesn’t have insurance or doesn’t have enough to pay for your damages. In California, UM coverage can help pay for medical bills, lost wages, and even property damage, depending on your policy. While California law requires all drivers to carry liability insurance, not everyone complies, making UM coverage a valuable addition to your auto policy.

How Calle's Insurance Helps Fill the Coverage Gap

Our team understands the unique risks California drivers face. We help our clients review their auto insurance policies to ensure they have the right uninsured motorist coverage in place. We’re here to answer your questions, explain your options, and help you find coverage that fits your needs and budget.

Don’t leave your financial security to chance. Contact our team today to review your auto insurance and explore your coverage options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.