Who Must File an SR-22? 

An SR-22 is a certificate of financial responsibility that some drivers are required to file with their state. It is not an insurance policy but rather a form that insurance companies file on behalf of their clients to verify they have the minimum required insurance coverage.

Who Needs an SR-22?

Drivers in the following situations typically require an SR-22 certificate:

• Drivers convicted of driving under the influence

• Drivers caught driving without insurance

• Drivers involved in an accident without insurance

• Drivers with multiple traffic offenses within a short period

• Drivers with a suspended or revoked license

How Much Does SR-22 Cost?

Filing an SR-22 itself usually isn’t very expensive. However, your overall insurance costs can increase because you’re now considered a higher-risk driver. The following factors can affect how much you’ll pay:

• The reason you need the SR-22 (e.g., a DUI vs. multiple speeding tickets)

• Your driving history and how many violations you’ve had

• Your age, location and vehicle type

• The coverage limits and options you choose

We’re Here to Help

If you need to file an SR-22 certificate, Calle's Insurance can help. Contact us today to get a free quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.