January 9, 2020
AgencyWhen Will Auto Insurance Pay For A Rental Car?
Let’s say you’ve just been in an accident and are waiting on repairs. In the meantime, you still have to get to your job. Borrowing a friend’s car isn’t going to work. And rideshares can get expensive. Will your car insurance pay for you to rent a car while your wheels are in the shop? Here’s what […]
December 7, 2019
AgencyHow Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. Do I Still Need […]
October 23, 2019
AgencyDifferences Between Personal and Commercial Car Insurance
Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won’t cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. Personal Auto Insurance […]
August 26, 2019
AgencyDoes a Wreck Trigger an SR-22 Penalty?
Let’s say you have a car wreck. You might damage your own car, along with someone else’s property or vehicle. Then, you might hurt yourself, or worse still, cause injury to someone else. Regardless of who gets hurt, or how many vehicles are involved, the cost of recovery could get very costly. Also, if the […]
June 21, 2019
AgencyWill Auto Insurance Pay for Damage to a Bike You Hit
Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some […]
May 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]
April 22, 2019
AgencyThe Importance of Your Motorcycle Lights
You like to ride your motorcycle at all hours. However, once the sun goes down, you need to turn on your lights. If you don’t turn them on, or if they don’t work correctly, then you put yourself and your bike at risk. You put other people at risk as well. The lighting is one […]
January 14, 2019
AgencyWho to Call First When Filing Claims? Insurer or Technician?
A broken water heater, a roof that has significant damage, or a window with a shattered pane can all be very important repairs requiring immediate help. Many times, home insurance can cover some of these losses. Though the details are important, you should include your home insurance agent in your decisions before you handle any […]
December 19, 2018
AgencyAuto Insurance Coverage for Live-in Parents
It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? […]
November 27, 2018
AgencyWhat Happens when SR-22s End?
If you’ve had an SR-22 penalty, it will likely end after a period of time. Still, the penalty will remain a reminder of something that comes along with severe driving violations. What do you have to do to put it behind you? You don’t have to let an SR-22 burden you forever. Most penalties are […]