August 12, 2020
AgencyCan Weather Events In My Area Raise My Car Insurance Rates?
Car insurance rates often rise based on risk levels the insurer sees in your local areas. Sometimes, even risk factors you cannot control might influence your rates. The weather in your area might be one of these factors. Let’s take a closer look at why weather can impact your premiums. What Happens When Weather Creates a […]
March 17, 2020
AgencyWhat Does an SR-22 Cover?
An SR-22 is a court-mandated certificate that proves a driver carries car insurance. Despite the fact that it’s often called SR-22 insurance, an SR-22 isn’t insurance itself. It’s instead a form showing that you carry the amount of coverage required by the court that issues it. A court may issue an SR-22 requirement for any […]
February 25, 2020
AgencyDoes Insurance Cover You If You Borrow Someone’s Car?
If you need to borrow a car while yours is in the shop — or because you need to haul something that won’t fit in your own car — you need to make sure you have auto insurance. So long as both drivers have car insurance, you’ll likely be fine. But which policy covers what can […]
December 7, 2019
AgencyHow Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. Do I Still Need […]
November 8, 2019
AgencyCan I Transfer My Current Insurance Policy To A New Car?
So, you finally got that new car you’ve had your eye on. Now, the only problem is getting covered. Do you have to sign up for a whole new policy? Can you transfer your old policy over to your new car? Will your rates go up? Here’s what you need to know: Your current policy […]
October 23, 2019
AgencyDifferences Between Personal and Commercial Car Insurance
Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won’t cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. Personal Auto Insurance […]
September 17, 2019
AgencyWhat Is Rate Protection?
When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer […]
June 21, 2019
AgencyWill Auto Insurance Pay for Damage to a Bike You Hit
Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some […]
May 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]
March 25, 2019
AgencyWhy You Should Pay Your Full Policy Amount at Once
You have several options when it comes to buying auto insurance. Sometimes, it is better to pay the full balance you owe to the insurer at one time. You do not always have to do this. However, there are some advantages to doing so. When you buy car insurance, work with your agent to get […]