December 7, 2019
AgencyHow Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. Do I Still Need […]
October 23, 2019
AgencyDifferences Between Personal and Commercial Car Insurance
Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won’t cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. Personal Auto Insurance […]
September 17, 2019
AgencyWhat Is Rate Protection?
When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer […]
June 21, 2019
AgencyWill Auto Insurance Pay for Damage to a Bike You Hit
Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some […]
May 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]
January 14, 2019
AgencyWho to Call First When Filing Claims? Insurer or Technician?
A broken water heater, a roof that has significant damage, or a window with a shattered pane can all be very important repairs requiring immediate help. Many times, home insurance can cover some of these losses. Though the details are important, you should include your home insurance agent in your decisions before you handle any […]
December 19, 2018
AgencyAuto Insurance Coverage for Live-in Parents
It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? […]
November 27, 2018
AgencyWhat Happens when SR-22s End?
If you’ve had an SR-22 penalty, it will likely end after a period of time. Still, the penalty will remain a reminder of something that comes along with severe driving violations. What do you have to do to put it behind you? You don’t have to let an SR-22 burden you forever. Most penalties are […]
October 25, 2018
AgencyDoes Auto Insurance Cover Falling Objects?
Think back to the movies for a moment. You may remember a scene when a piano falls out of someone’s apartment several floors up onto a car. This is a rare but good example of a falling object. And, depending on the type of auto insurance you have, your policy may cover the damage you […]
July 9, 2018
AgencyWhy Some State Laws Restrict How Many People Teens Can Drive
Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. They can influence […]